Reduce-My-Mortgage-Payment is not acting as a lender or a broker ("Service Provider"). The information provided by you to Reduce-My-Mortgage-Payment is not an application for a mortgage loan nor is it used to pre-qualify you with any lender. Leading Service Providers, who participate in our matching engine, may have loan products available matching the criteria you submit via our forms. If you are contacted by Service Providers, advertising within our partner network, your quoted rate may be higher, depending on your property location, credit score, debt-to-income ratio, loan-to-value ratio, and other factors. Reduce-My-Mortgage-Payment does not guarantee that the rates or terms offered and made available by participating Service Providers are the lowest rates available in the market or the best terms available; not all Service Providers in our network offer the products that we advertise. Completing our forms does not obligate you to purchase a service or product from the providers, nor does it obligate a provider to offer to you any particular service about which you may have inquired. Available rates and terms are subject to change daily without notice.
*Terms and Conditions Apply - Rate referenced above is guidance and is based on available rates from our lender network as of September 28, 2012 for a 5/1 adjustable rate refinance, a loan amount of $250,000 in Maryland, two discount points, at least 20% equity in the subject property, a single-family home, primary residence, minimum 740 credit score and verifiable income for the borrower(s). Rates mentioned in any advertising are guidance and are based on a sampling of available rates from our lender network. loanratedepot.com is not a lender. Specific rates and terms offered to our applicants by specific lenders and providers within the network may vary, though our lenders and providers understand they are in a competitive environment and offer highly-competitive rates directly to our applicants. Rates are subject to change daily without notice. Not available in all states. Payment amounts shown do not include taxes or insurance.
**Rates subject to change, payment example is based on available rates from our lender network as of September 28, 2012. $200,000 example was based on a 5/1 adjustable rate refinance, home value of $200,000 in Baltimore, Maryland, a current loan balance of $146,000, and interest rate of 2.25% and APR of 2.968%. $300,000 example was based on a 5/1 adjustable rate refinance, home value of $300,000 in Baltimore, Maryland, a current loan balance of $246,000, and interest rate of 2.25% and APR of 2.963%. $400,000 example was based on a 5/1 adjustable rate refinance, home value of $400,000 in Baltimore, Maryland, a current loan balance of $346,000, and interest rate of 2.25% and APR of 3.084%.
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